Today, I feel defeated.

The one hurdle I knew I would have trouble with is any statute of limitations on my claim(s). It’s been 33 years since I left ITT.

I know for a damn fact that no-one told me that there was borrower forgiveness available, or that I could arbitrate or litigate with ITT. No-one told me I could do anything except 2 things: pay my loans or not pay my loans, and be miserable.

Anyway, I am worried.

So, last night I submitted a request to go on the Income Based Repayment plan. My income has not changed in 4 years, and isn’t going up anytime soon. In fact, my goal is to decrease the amount of money I rely on to live. As it sits, I’m not even covering 100% of the interest with the plan I am on (I lose $5.00 to interest every month), so paying even less at this point in my life seems like win-win.

Secondly, I wrote an email to my state Senator. I doubt that will go anywhere, but why not?